Accident Insurance

Your union membership entitles you to enroll for no-cost coverage for accidental death and dismemberment (AD&D) insurance:

• $5,000 of coverage against accidental death from covered motor vehicle/pedestrian accidents, or
• $1,000 of coverage for death due to any other type of accident at home, at work and while commuting or traveling anywhere in the world.

This benefit is not automatic. Learn more and enroll online at www.unionsecure.com.

Enhanced coverage: For added protection and peace of mind, you may choose to purchase additional accidental death and dismemberment coverage from $50,000 to $150,000 at group rates.

• $50,000 to $150,000 base amount all-cause, 24-hour accidental death and dismemberment benefits.
  
  
• If an accidental death* occurs due to injury sustained while riding as a passenger on any common carrier - such as an airplane, train, bus or taxi – your beneficiary would receive triple the amount of your base coverage. For example, if you purchase $150,000 of expanded coverage, your beneficiary would receive $450,000.
  
  
• If an accidental death results from a motor vehicle accident or as a pedestrian, your beneficiary would receive double the amount of your base coverage.* For example, if you purchase $100,000 of expanded coverage, your beneficiary would receive $200,000.
  
  
• Benefits are paid for loss of limbs, speech, hearing or sight.
  
  
• Coverage provided for the member alone or entire family 24-hours-a-day, everywhere.
  
  
• Pays in addition to any other insurance you may have.
  
  
• No termination age; however, benefit amounts reduce by half at age 70.
  
  *Only one benefit, whichever is the greater, will be paid for any one accident. Death must occur within 365 days of injury.

Visit www.unionsecure.com or call 1-800-393-0864 for details.